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Image for Saving vs. Investing: Where to Begin

Saving vs. Investing: Where to Begin

BLOG | INVESTING

2 min read | April 9, 2024

Distinguishing between saving and investing is a fundamental financial skill. Read on to learn how each plays a unique role in financial planning, offering insights into how to effectively balance the two for optimal financial health and growth.

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Recent Content

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Budgeting 101: Saving on a Limited Income

BLOG | BUDGETING

3 min read | September 8, 2026

Saving money while on a limited income is possible when you have the right plan. This article discusses how starting now and making those small changes can build stronger financial habits that will benefit you in the future.

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Image for Bear and Bull Markets: Tracking Tides of the Stock Exchange

Bear and Bull Markets: Tracking Tides of the Stock Exchange

BLOG | INVESTING

2 min read | September 3, 2026

Before you start investing or make changes to your current investments, you may want to research the current direction of the markets. Trends dictate the value of your investments, and could influence when you decide to start, and how much you invest. 

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Image for One Night Out: How Did I Spend $100?

One Night Out: How Did I Spend $100?

BLOG | BUDGETING

2 min read | September 1, 2026

A night out with friends can add up fast. Read this article to learn how small purchases impact your budget, why the costs add up, and simple ways to enjoy yourself while staying on track with your financial goals.

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Image for The Hidden Cost of Convenience

The Hidden Cost of Convenience

QUIZ | BUDGETING

The increasing prominence of food delivery, overnight shipping, automatic subscriptions, and expedited payment processing comes with the emerging prominence of convenience fees. Take this quiz and test your knowledge on the hidden costs of convenience.

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Image for Avoiding Predatory Lending

Avoiding Predatory Lending

BLOG | CREDIT

2 min read | August 27, 2026

Loans are everywhere and most people use them at some point or another, be it for a car, a house, or for everyday purchases. But where there’s money involved, there’s almost always fraud.

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Image for The Benefits of Investing in a 401(K)

The Benefits of Investing in a 401(K)

BLOG | INVESTING

1 min read | August 20, 2026

A 401(k) is a voluntary savings plan that is offered through an employer. The main benefit of a Traditional 401(k) is that it allows you to grow your retirement savings tax-deferred. Employees can choose how much to have deducted for retirement.

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College

Image for Top Holiday Side Hustles for College Students

Top Holiday Side Hustles for College Students

BLOG | COLLEGE

4 min read | December 25, 2025

Are you ready for the holidays but your savings account isn’t? Consider a part-time job or side gig to bring in some extra cash! There are plenty of ways to bring in some dough that do not require full-time commitments.

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Holiday Budgeting in College

BLOG | BUDGETING

2 min read | December 23, 2025

While the holidays may be the most wonderful time of the year for many, it can also be the most expensive. Budgeting in college during the holiday season can be its own special challenge. Read more to find tips to manage your spending during this time. 

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International Student Financial FAQs

BLOG | INTERNATIONAL STUDENTS

3 min read | December 4, 2025

Learn the answers to frequently asked questions (FAQs) for international students in our new article!

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See all College

Budgeting

Image for Budgeting 101: Saving on a Limited Income

Budgeting 101: Saving on a Limited Income

BLOG | BUDGETING

3 min read | September 8, 2026

Saving money while on a limited income is possible when you have the right plan. This article discusses how starting now and making those small changes can build stronger financial habits that will benefit you in the future.

Learn More

Image for One Night Out: How Did I Spend $100?

One Night Out: How Did I Spend $100?

BLOG | BUDGETING

2 min read | September 1, 2026

A night out with friends can add up fast. Read this article to learn how small purchases impact your budget, why the costs add up, and simple ways to enjoy yourself while staying on track with your financial goals.

Learn More

Image for The Hidden Cost of Convenience

The Hidden Cost of Convenience

QUIZ | BUDGETING

The increasing prominence of food delivery, overnight shipping, automatic subscriptions, and expedited payment processing comes with the emerging prominence of convenience fees. Take this quiz and test your knowledge on the hidden costs of convenience.

Learn More

See all Budgeting

Credit

Image for Avoiding Predatory Lending

Avoiding Predatory Lending

BLOG | CREDIT

2 min read | August 27, 2026

Loans are everywhere and most people use them at some point or another, be it for a car, a house, or for everyday purchases. But where there’s money involved, there’s almost always fraud.

Learn More

Image for Tips on Optimizing Credit Card Utilization

Tips on Optimizing Credit Card Utilization

BLOG | CREDIT

2 min read | August 6, 2026

Credit card utilization can impact up to 30% of your credit score making it one of the most significant factors in the calculation, so it’s important to understand what it is and how to use it to increase your score.

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Image for Protect Yourself After a Data Breach

Protect Yourself After a Data Breach

BLOG | CREDIT

2 min read | July 30, 2026

Data breaches can expose personal and financial information, but quick action can reduce the risk of fraud. Learn the steps to secure your accounts, monitor your credit, and protect your finances after a breach.

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See all Credit

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Oakland University Credit Union
www.OUCreditUnion.org

Oakland University Credit Union, OUCU, is a licensed trade name of Michigan State University Federal Credit Union. MSUFCU remains the legal entity behind both brands, MSUFCU and OUCU. Federally insured by NCUA. Equal Housing Lender.

If you are using a screen-reader or other auxiliary aid and are having problems using this website, please call 800-766-6828 for assistance. All products and services available on this website are available at MSUFCU full-service locations.

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