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Image for Saving vs. Investing: Where to Begin

Saving vs. Investing: Where to Begin

BLOG | INVESTING

2 min read | April 9, 2024

Distinguishing between saving and investing is a fundamental financial skill. Read on to learn how each plays a unique role in financial planning, offering insights into how to effectively balance the two for optimal financial health and growth.

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Recent Content

Image for Hobby to Hustle: Selling at Craft Fairs

Hobby to Hustle: Selling at Craft Fairs

BLOG | LIFESTYLE & TRAVEL

3 min read | June 9, 2026

We’ve all spent a day strolling around a craft fair, admiring the handmade items from vendors. Have you ever wondered how to be on the other side of the booth? Use this article to learn tips and tricks for becoming a craft fair vendor.

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Credit Score Factors

VIDEO | CREDIT

1 min | June 8, 2026

Do you know the biggest factor of what determines your credit score? Michigan State University's Britain Beshears breaks down a credit factor and how to manage your credit score effectively. Watch now to learn more!

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Image for Adulting Costs No One Warns You About

Adulting Costs No One Warns You About

BLOG | BUDGETING

2 min read | June 4, 2026

The real cost of adulting isn’t always obvious. From hidden fees to everyday extras, small expenses add up fast. Learn how to recognize them and plan with more confidence.

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Image for Investing in a Rising Interest Rate Environment

Investing in a Rising Interest Rate Environment

BLOG | INVESTING

1 min read | June 2, 2026

Interest rates influence how different investments perform. Understanding how a rising interest rate environment affects stocks, bonds and cash can help you adjust your strategy and make more informed financial decisions.

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Utilizing AI for Personal Finances

BLOG | LIFESTYLE & TRAVEL

2 min read | May 28, 2026

With the rise of artificial intelligence, you may be wondering about integrating this technology into your personal finances. Read on to explore advantages and blind spots AI currently has and if it could fit into your financial plan.

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Image for Wallet Watch: Where Confidence Begins: Mentorship, Internships and Career Support

Wallet Watch: Where Confidence Begins: Mentorship, Internships and Career Support

PODCAST | CAREER

24 min | May 27, 2026

Confidence is built through experience, support, and the willingness to learn from others. Troy Nelson, Director of the ACHIEVE program at Oakland University, explains how emerging professionals can stand out in competitive environments.  

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College

Image for Top Holiday Side Hustles for College Students

Top Holiday Side Hustles for College Students

BLOG | COLLEGE

4 min read | December 25, 2025

Are you ready for the holidays but your savings account isn’t? Consider a part-time job or side gig to bring in some extra cash! There are plenty of ways to bring in some dough that do not require full-time commitments.

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Holiday Budgeting in College

BLOG | BUDGETING

2 min read | December 23, 2025

While the holidays may be the most wonderful time of the year for many, it can also be the most expensive. Budgeting in college during the holiday season can be its own special challenge. Read more to find tips to manage your spending during this time. 

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International Student Financial FAQs

BLOG | INTERNATIONAL STUDENTS

3 min read | December 4, 2025

Learn the answers to frequently asked questions (FAQs) for international students in our new article!

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See all College

Budgeting

Image for Adulting Costs No One Warns You About

Adulting Costs No One Warns You About

BLOG | BUDGETING

2 min read | June 4, 2026

The real cost of adulting isn’t always obvious. From hidden fees to everyday extras, small expenses add up fast. Learn how to recognize them and plan with more confidence.

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Setting Practical Goals

BLOG | BUDGETING

2 min read | May 12, 2026

Setting financial goals is a great indicator of how much you want to succeed. This article discusses ways to create a goal list and categorize them, along with strategies to accomplish them.

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Buy Now Pay Later: What You Need to Know

BLOG | CREDIT

1 min read | April 30, 2026

Buy now pay later offers are becoming popular with retailers around the globe. The services aim to make it easier for people to make purchases now and pay for them over time. Sounds like a credit card, right? But how do they work?

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See all Budgeting

Credit

Image for Credit Score Factors

Credit Score Factors

VIDEO | CREDIT

1 min | June 8, 2026

Do you know the biggest factor of what determines your credit score? Michigan State University's Britain Beshears breaks down a credit factor and how to manage your credit score effectively. Watch now to learn more!

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Image for What I Wish I Knew About Credit at 20

What I Wish I Knew About Credit at 20

BLOG | CREDIT

2 min read | May 21, 2026

Credit choices in your early 20s matter more than you may think. In this article, a financial educator shares some common credit mistakes to avoid and some lessons learned that can help you build strong credit early and avoid long-term damage.

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Image for Buy Now Pay Later: What You Need to Know

Buy Now Pay Later: What You Need to Know

BLOG | CREDIT

1 min read | April 30, 2026

Buy now pay later offers are becoming popular with retailers around the globe. The services aim to make it easier for people to make purchases now and pay for them over time. Sounds like a credit card, right? But how do they work?

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Oakland University Credit Union
www.OUCreditUnion.org

Oakland University Credit Union, OUCU, is a licensed trade name of Michigan State University Federal Credit Union. MSUFCU remains the legal entity behind both brands, MSUFCU and OUCU. Federally insured by NCUA. Equal Housing Lender.

If you are using a screen-reader or other auxiliary aid and are having problems using this website, please call 800-766-6828 for assistance. All products and services available on this website are available at MSUFCU full-service locations.

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