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Image for Saving vs. Investing: Where to Begin

Saving vs. Investing: Where to Begin

BLOG | INVESTING

2 min read | April 9, 2024

Distinguishing between saving and investing is a fundamental financial skill. Read on to learn how each plays a unique role in financial planning, offering insights into how to effectively balance the two for optimal financial health and growth.

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Recent Content

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Is FOMO Breaking Your Budget?

BLOG | BUDGETING

3 min read | July 9, 2026

Social media has created an environment of FOMO that leads to impulsive purchases. Read this article to learn how to prevent FOMO from affecting your financial well-being.

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Image for Wallet Watch: Investing in Yourself; Skills, Reputation, and Growth

Wallet Watch: Investing in Yourself; Skills, Reputation, and Growth

PODCAST | CAREER

24 min | July 8, 2026

Samantha Harkins, Founder and CEO of Hundred Place Consulting and CEO of Lansing 501, joins the podcast to explore what it means to invest in yourself for long-term success. Success is created by how intentionally you invest your time, energy, and talents.

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Image for Investing on a Visa: The International Student Investor

Investing on a Visa: The International Student Investor

BLOG |

3 min read | July 7, 2026

Looking to maximize income opportunities as an international student? Use this article to learn about investing in the stock market, from opening a brokerage account to potential tax implications.

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Planning a Group Trip Without Financial Conflict

BLOG |

2 min read | July 2, 2026

Group trips can quickly become stressful when money expectations are unclear. Planning ahead, communicating openly and using shared budgeting tools can help keep the focus on enjoying the experience together.

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Image for 4 Emergency Fund Myths That Need to be BUSTED!

4 Emergency Fund Myths That Need to be BUSTED!

BLOG | BUDGETING

2 min read | June 30, 2026

You just finished planning your dream vacation to Europe. As you’re thinking about your future picnics in Paris and how good all those Belgian waffles will taste, you experience some car trouble. Your engine simply won’t start.

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Financial Fact or Fiction 

QUIZ | LIFESTYLE & TRAVEL

Credit cards, budgeting, debt and investing all impact financial health. Test your financial knowledge and see if you can identify facts versus fiction.

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College

Image for Top Holiday Side Hustles for College Students

Top Holiday Side Hustles for College Students

BLOG | COLLEGE

4 min read | December 25, 2025

Are you ready for the holidays but your savings account isn’t? Consider a part-time job or side gig to bring in some extra cash! There are plenty of ways to bring in some dough that do not require full-time commitments.

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Holiday Budgeting in College

BLOG | BUDGETING

2 min read | December 23, 2025

While the holidays may be the most wonderful time of the year for many, it can also be the most expensive. Budgeting in college during the holiday season can be its own special challenge. Read more to find tips to manage your spending during this time. 

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International Student Financial FAQs

BLOG | INTERNATIONAL STUDENTS

3 min read | December 4, 2025

Learn the answers to frequently asked questions (FAQs) for international students in our new article!

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See all College

Budgeting

Image for Is FOMO Breaking Your Budget?

Is FOMO Breaking Your Budget?

BLOG | BUDGETING

3 min read | July 9, 2026

Social media has created an environment of FOMO that leads to impulsive purchases. Read this article to learn how to prevent FOMO from affecting your financial well-being.

Learn More

Image for Planning a Group Trip Without Financial Conflict

Planning a Group Trip Without Financial Conflict

BLOG |

2 min read | July 2, 2026

Group trips can quickly become stressful when money expectations are unclear. Planning ahead, communicating openly and using shared budgeting tools can help keep the focus on enjoying the experience together.

Learn More

Image for 4 Emergency Fund Myths That Need to be BUSTED!

4 Emergency Fund Myths That Need to be BUSTED!

BLOG | BUDGETING

2 min read | June 30, 2026

You just finished planning your dream vacation to Europe. As you’re thinking about your future picnics in Paris and how good all those Belgian waffles will taste, you experience some car trouble. Your engine simply won’t start.

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See all Budgeting

Credit

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Credit Score Factors

VIDEO | CREDIT

1 min | June 8, 2026

Do you know the biggest factor of what determines your credit score? Michigan State University's Britain Beshears breaks down a credit factor and how to manage your credit score effectively. Watch now to learn more!

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What I Wish I Knew About Credit at 20

BLOG | CREDIT

2 min read | May 21, 2026

Credit choices in your early 20s matter more than you may think. In this article, a financial educator shares some common credit mistakes to avoid and some lessons learned that can help you build strong credit early and avoid long-term damage.

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Buy Now Pay Later: What You Need to Know

BLOG | CREDIT

1 min read | April 30, 2026

Buy now pay later offers are becoming popular with retailers around the globe. The services aim to make it easier for people to make purchases now and pay for them over time. Sounds like a credit card, right? But how do they work?

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Oakland University Credit Union
www.OUCreditUnion.org

Oakland University Credit Union, OUCU, is a licensed trade name of Michigan State University Federal Credit Union. MSUFCU remains the legal entity behind both brands, MSUFCU and OUCU. Federally insured by NCUA. Equal Housing Lender.

If you are using a screen-reader or other auxiliary aid and are having problems using this website, please call 800-766-6828 for assistance. All products and services available on this website are available at MSUFCU full-service locations.

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