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Image for Saving vs. Investing: Where to Begin

Saving vs. Investing: Where to Begin

BLOG | INVESTING

2 min read | April 9, 2024

Distinguishing between saving and investing is a fundamental financial skill. Read on to learn how each plays a unique role in financial planning, offering insights into how to effectively balance the two for optimal financial health and growth.

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Recent Content

Image for Media Microtransactions: Budgeting for Small Media Purchases

Media Microtransactions: Budgeting for Small Media Purchases

BLOG | BUDGETING

2 min read | October 3, 2024

Video games and apps can be a fun escape, but the microtransactions associated with them can stealthily strain your budget. Learn how to track their costs, allocate funds wisely, and avoid impulse buying. Stay in control of your digital spending!

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Why Is Budgeting Important?

BLOG | BUDGETING

2 min read | October 1, 2024

Budgeting is a concept many are familiar with and have mixed feelings about. You may wonder why people talk about budgeting so often or why it's important. In our new article, we dive into reasons why budgeting is a valuable financial tool.

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Image for 5 Terms to Help You Swipe Smarter

5 Terms to Help You Swipe Smarter

BLOG | CREDIT

3 min read | September 26, 2024

Credit cards can get a bad reputation due to consumers not fully understanding how they work. In this article we will break down some terms to help you understand how to master your plastic!

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What Happens After Being a Student-Athlete?

BLOG | STUDENT ATHLETES

3 min read | September 24, 2024

Do you plan to pursue an athletic career after graduation, or will you take a different path? What are you doing now to prepare for that transition financially? Read on to learn about how to plan for what happens after being a student athlete.

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Image for Career Guide: Part-Time to Full-Time

Career Guide: Part-Time to Full-Time

BLOG | CAREER

2 min read | September 19, 2024

Navigating the transition from part-time to full-time employee can come with many new life decisions. Consider how your new job will affect your life both at work and at home. Read our latest article to learn how you can make the adjustment work for you.

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Protecting Your Credit

BLOG | CREDIT

1 min read | September 17, 2024

A credit freeze is a tool that limits who has access to your credit report. It also makes it harder for new accounts or loans to be opened fraudulently. Read our new article to learn how to place a freeze on your credit report — and if it's right for you.

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College

Image for Career Guide: Part-Time to Full-Time

Career Guide: Part-Time to Full-Time

BLOG | CAREER

2 min read | September 19, 2024

Navigating the transition from part-time to full-time employee can come with many new life decisions. Consider how your new job will affect your life both at work and at home. Read our latest article to learn how you can make the adjustment work for you.

Learn More

Image for Protecting Your Credit

Protecting Your Credit

BLOG | CREDIT

1 min read | September 17, 2024

A credit freeze is a tool that limits who has access to your credit report. It also makes it harder for new accounts or loans to be opened fraudulently. Read our new article to learn how to place a freeze on your credit report — and if it's right for you.

Learn More

Image for Should You Invest or Pay Off Student Loan Debt?

Should You Invest or Pay Off Student Loan Debt?

BLOG | INVESTING

2 min read | September 12, 2024

Deciding whether to invest or pay off student loans depends on your financial goals. High-interest debt should be prioritized, but investing early can leverage compound interest in your favor. Balancing both, while maintaining an emergency fund, is ideal.

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See all College

Budgeting

Image for Media Microtransactions: Budgeting for Small Media Purchases

Media Microtransactions: Budgeting for Small Media Purchases

BLOG | BUDGETING

2 min read | October 3, 2024

Video games and apps can be a fun escape, but the microtransactions associated with them can stealthily strain your budget. Learn how to track their costs, allocate funds wisely, and avoid impulse buying. Stay in control of your digital spending!

Learn More

Image for Why Is Budgeting Important?

Why Is Budgeting Important?

BLOG | BUDGETING

2 min read | October 1, 2024

Budgeting is a concept many are familiar with and have mixed feelings about. You may wonder why people talk about budgeting so often or why it's important. In our new article, we dive into reasons why budgeting is a valuable financial tool.

Learn More

Image for Should You Invest or Pay Off Student Loan Debt?

Should You Invest or Pay Off Student Loan Debt?

BLOG | INVESTING

2 min read | September 12, 2024

Deciding whether to invest or pay off student loans depends on your financial goals. High-interest debt should be prioritized, but investing early can leverage compound interest in your favor. Balancing both, while maintaining an emergency fund, is ideal.

Learn More

See all Budgeting

Credit

Image for 5 Terms to Help You Swipe Smarter

5 Terms to Help You Swipe Smarter

BLOG | CREDIT

3 min read | September 26, 2024

Credit cards can get a bad reputation due to consumers not fully understanding how they work. In this article we will break down some terms to help you understand how to master your plastic!

Learn More

Image for Protecting Your Credit

Protecting Your Credit

BLOG | CREDIT

1 min read | September 17, 2024

A credit freeze is a tool that limits who has access to your credit report. It also makes it harder for new accounts or loans to be opened fraudulently. Read our new article to learn how to place a freeze on your credit report — and if it's right for you.

Learn More

Image for How Long Does Old Debt Stay on Your Credit Report?

How Long Does Old Debt Stay on Your Credit Report?

BLOG | CREDIT

3 min read | July 11, 2024

Ever wonder how long a debt stays on your credit report? This article provides the timeframe a debt stays on your credit report for different types of debts that people commonly carry.

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See all Credit

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Oakland University Credit Union
www.OUCreditUnion.org

Oakland University Credit Union, OUCU, is a licensed trade name of Michigan State University Federal Credit Union. MSUFCU remains the legal entity behind both brands, MSUFCU and OUCU. Federally insured by NCUA. Equal Housing Lender.

If you are using a screen-reader or other auxiliary aid and are having problems using this website, please call 800-766-6828 for assistance. All products and services available on this website are available at MSUFCU full-service locations.

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