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Image for Saving vs. Investing: Where to Begin

Saving vs. Investing: Where to Begin

BLOG | INVESTING

2 min read | April 9, 2024

Distinguishing between saving and investing is a fundamental financial skill. Read on to learn how each plays a unique role in financial planning, offering insights into how to effectively balance the two for optimal financial health and growth.

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Recent Content

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Ten Questions to Ask Before Signing a Lease

BLOG | COLLEGE

4 min read | June 26, 2025

Are you on the hunt for your next rental? If so, read our latest article to learn the 10 questions you should ask before signing a new lease agreement.

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AI Fraud Unmasked

PODCAST | FRAUD

29 min | June 25, 2025

it real or is it a deepfake? Artificial intelligence is making it harder and harder to decern what’s real and what’s not in audio and video content. Check out our latest podcast episode to learn tips and tricks to safeguard yourself from AI fraud.

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Image for The Silent Struggle: Telephobia

The Silent Struggle: Telephobia

BLOG | LIFESTYLE & TRAVEL

2 min read | June 24, 2025

Mastering phone skills can unlock new opportunities in a digital world that still values real-time connection! Overcome your fear by practicing low-pressure calls and building confidence.

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Image for Understanding Garnishment: What It Means for Your Money

Understanding Garnishment: What It Means for Your Money

BLOG | LIFESTYLE & TRAVEL

2 min read | June 17, 2025

Garnishment occurs when money is legally withheld from your paycheck or financial account to repay debts. Learn what it is, how it happens, and ways you can address or prevent it.

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Payday Loans

VIDEO | FRAUD

6 min | June 16, 2025

Payday loans create a vicious cycle for borrowers designed to take advantage of them and their financial situation. Learn strategies to avoid payday lenders, basic terminology, and how to set yourself up for a better financial future.

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Image for Rental Scam Red Flags

Rental Scam Red Flags

BLOG | FRAUD

3 min read | June 12, 2025

Rental scams such as targeting eager renters with fake listings, stolen photos, poor leases and unverifiable payment methods are on the rise. Learn to spot red flags, verify legitimacy and protect your money before signing a lease.

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College

Image for Ten Questions to Ask Before Signing a Lease

Ten Questions to Ask Before Signing a Lease

BLOG | COLLEGE

4 min read | June 26, 2025

Are you on the hunt for your next rental? If so, read our latest article to learn the 10 questions you should ask before signing a new lease agreement.

Learn More

Image for The Silent Struggle: Telephobia

The Silent Struggle: Telephobia

BLOG | LIFESTYLE & TRAVEL

2 min read | June 24, 2025

Mastering phone skills can unlock new opportunities in a digital world that still values real-time connection! Overcome your fear by practicing low-pressure calls and building confidence.

Learn More

Image for Understanding Garnishment: What It Means for Your Money

Understanding Garnishment: What It Means for Your Money

BLOG | LIFESTYLE & TRAVEL

2 min read | June 17, 2025

Garnishment occurs when money is legally withheld from your paycheck or financial account to repay debts. Learn what it is, how it happens, and ways you can address or prevent it.

Learn More

See all College

Budgeting

Image for Gig Economy: Managing Your Freelance Finances

Gig Economy: Managing Your Freelance Finances

QUIZ | BUDGETING

Take our quiz to assess your knowledge of gig jobs, managing variable income and navigating the evolving work landscape. Find out how prepared you are for this modern work trend.

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The Real Cost of Monthly Subscriptions

BLOG | BUDGETING

2 min read | May 29, 2025

Changes in our behaviors — like spending more time at home or being so busy with school or work that we don’t have time to plan — can impact our spending. One of these changes could be the use of monthly subscription and delivery services.

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Plan a Financial Wellness Day

VIDEO | BUDGETING

1 min | May 19, 2025

Are you looking to get your finances in order? Planning a financial wellness day can help you prioritize your finances and review your financial habits. Watch now to learn more about how to set up a plan for success through a financial wellness day.

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See all Budgeting

Credit

Image for Payday Loans

Payday Loans

VIDEO | FRAUD

6 min | June 16, 2025

Payday loans create a vicious cycle for borrowers designed to take advantage of them and their financial situation. Learn strategies to avoid payday lenders, basic terminology, and how to set yourself up for a better financial future.

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Image for Overcoming Credit Card Impulse Spending

Overcoming Credit Card Impulse Spending

BLOG | CREDIT

3 min read | May 13, 2025

Impulse spending can affect your finances — especially if you’re using a credit card. Finding a balance between your wants and needs can help you establish good spending habits. Read our latest article to learn more about overcoming impulse spending.

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Social Media Safety

BLOG | FRAUD

2 min read | May 8, 2025

Social media platforms are a great place to share our experiences and interests, as well as communicate and coordinate events. Unfortunately, they are also a potential gold mine for identity thieves. 

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Oakland University Credit Union
www.OUCreditUnion.org

Oakland University Credit Union, OUCU, is a licensed trade name of Michigan State University Federal Credit Union. MSUFCU remains the legal entity behind both brands, MSUFCU and OUCU. Federally insured by NCUA. Equal Housing Lender.

If you are using a screen-reader or other auxiliary aid and are having problems using this website, please call 800-766-6828 for assistance. All products and services available on this website are available at MSUFCU full-service locations.

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