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Image for Saving vs. Investing: Where to Begin

Saving vs. Investing: Where to Begin

BLOG | INVESTING

2 min read | April 9, 2024

Distinguishing between saving and investing is a fundamental financial skill. Read on to learn how each plays a unique role in financial planning, offering insights into how to effectively balance the two for optimal financial health and growth.

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Recent Content

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Why Does Financial Literacy Matter in College?

BLOG | COLLEGE

3 min read | October 8, 2026

Building a financial knowledge base can start with a few small steps. This article discusses the importance of starting early with financial literacy and how you can make decisions now.

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Image for New Job, New Benefits: Should You Use an FSA?

New Job, New Benefits: Should You Use an FSA?

BLOG |

2 min read | October 6, 2026

A Flexible Spending Account (FSA) can help you save on eligible healthcare expenses using pre-tax dollars. Read this article to learn what you can use the funds for and what to consider before deciding how much to contribute.

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Image for Paycheck to Portfolio: Making Your First Job Work for Your Future

Paycheck to Portfolio: Making Your First Job Work for Your Future

BLOG |

3 min read | October 1, 2026

Your first job is more than a paycheck. It’s a chance to build strong financial habits. Learn how budgeting, emergency savings, workplace benefits and consistent investments can lead to a stronger financial foundation.

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Image for The Finfluencer Effect: What Every Investor Should Know

The Finfluencer Effect: What Every Investor Should Know

BLOG | INVESTING

3 min read | September 29, 2026

Have you ever opened social media to someone showing off their latest investment win? Maybe they claim they turned $100 into $1,000 overnight. FinFluencers continue to impact financial decision making but be wary of potential scams associated with them.

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Image for Portfolio Rebalancing: Keeping Your Investments on Track

Portfolio Rebalancing: Keeping Your Investments on Track

BLOG | INVESTING

2 min read | September 24, 2026

Portfolio rebalancing can help keep your investments aligned with your risk tolerance, target asset allocations and goals. Learn how adjusting and reviewing your portfolio can help you stay focused on your long-term investment strategy.

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Should You Tap Retirement Savings to Pay off Debt?

BLOG | CREDIT

3 min read | September 22, 2026

Using retirement savings to pay off debt can seem like a quick fix, but it comes with hidden costs. Here’s what to know about taxes, penalties, lost growth and better alternatives.

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College

Image for Why Does Financial Literacy Matter in College?

Why Does Financial Literacy Matter in College?

BLOG | COLLEGE

3 min read | October 8, 2026

Building a financial knowledge base can start with a few small steps. This article discusses the importance of starting early with financial literacy and how you can make decisions now.

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What Is Student Loan Interest?

BLOG | COLLEGE

2 min read | September 17, 2026

Understanding student loan interest can help you make smarter financial decisions. Read this article to discover how interest works, why it matters and what to know before accepting a student loan.

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Top Holiday Side Hustles for College Students

BLOG | COLLEGE

4 min read | December 25, 2025

Are you ready for the holidays but your savings account isn’t? Consider a part-time job or side gig to bring in some extra cash! There are plenty of ways to bring in some dough that do not require full-time commitments.

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See all College

Budgeting

Image for Should You Tap Retirement Savings to Pay off Debt?

Should You Tap Retirement Savings to Pay off Debt?

BLOG | CREDIT

3 min read | September 22, 2026

Using retirement savings to pay off debt can seem like a quick fix, but it comes with hidden costs. Here’s what to know about taxes, penalties, lost growth and better alternatives.

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Image for Budgeting 101: Saving on a Limited Income

Budgeting 101: Saving on a Limited Income

BLOG | BUDGETING

3 min read | September 8, 2026

Saving money while on a limited income is possible when you have the right plan. This article discusses how starting now and making those small changes can build stronger financial habits that will benefit you in the future.

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One Night Out: How Did I Spend $100?

BLOG | BUDGETING

2 min read | September 1, 2026

A night out with friends can add up fast. Read this article to learn how small purchases impact your budget, why the costs add up, and simple ways to enjoy yourself while staying on track with your financial goals.

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See all Budgeting

Credit

Image for Should You Tap Retirement Savings to Pay off Debt?

Should You Tap Retirement Savings to Pay off Debt?

BLOG | CREDIT

3 min read | September 22, 2026

Using retirement savings to pay off debt can seem like a quick fix, but it comes with hidden costs. Here’s what to know about taxes, penalties, lost growth and better alternatives.

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Avoiding Predatory Lending

BLOG | CREDIT

2 min read | August 27, 2026

Loans are everywhere and most people use them at some point or another, be it for a car, a house, or for everyday purchases. But where there’s money involved, there’s almost always fraud.

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Image for Tips on Optimizing Credit Card Utilization

Tips on Optimizing Credit Card Utilization

BLOG | CREDIT

2 min read | August 6, 2026

Credit card utilization can impact up to 30% of your credit score making it one of the most significant factors in the calculation, so it’s important to understand what it is and how to use it to increase your score.

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Oakland University Credit Union
www.OUCreditUnion.org

Oakland University Credit Union, OUCU, is a licensed trade name of Michigan State University Federal Credit Union. MSUFCU remains the legal entity behind both brands, MSUFCU and OUCU. Federally insured by NCUA. Equal Housing Lender.

If you are using a screen-reader or other auxiliary aid and are having problems using this website, please call 800-766-6828 for assistance. All products and services available on this website are available at MSUFCU full-service locations.

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