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Image for Saving vs. Investing: Where to Begin

Saving vs. Investing: Where to Begin

BLOG | INVESTING

2 min read | April 9, 2024

Distinguishing between saving and investing is a fundamental financial skill. Read on to learn how each plays a unique role in financial planning, offering insights into how to effectively balance the two for optimal financial health and growth.

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Recent Content

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The History of Credit in the United States

BLOG | CREDIT

3 min read | November 25, 2025

Today, credit is a common and foundational part of financial wellness, but that was not always the case. This article will share a brief history of credit in the United States and how it became such an important part of our financial industry.

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Securing Your Social Security Number

QUIZ |

Your Social Security number is one of the most important pieces of personal information you have. Take this quiz to test your knowledge about Social Security numbers and the history behind them.

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Reducing Holiday Travel Stress

BLOG |

2 min read | November 20, 2025

To avoid anxiety around holiday travel, read our latest articles for tips and tricks to prepare ahead of time, take care of yourself, and streamline your space before leaving for your trip.

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Image for Wallet Watch: Financial Trauma and Family Influence What You Did (or Didn’t) Learn about Money.

Wallet Watch: Financial Trauma and Family Influence What You Did (or Didn’t) Learn about Money.

PODCAST |

27 min | November 19, 2025

Our relationship with money is personal and often reflects the stories or beliefs we grew up with. In this episode we explore how experiences, family dynamics, cultural influences, and trauma shape our financial beliefs and behaviors.

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Friend, Follower or Fraudster?

BLOG | FRAUD

2 min read | November 18, 2025

Social media is great for staying connected, but oversharing can expose your personal information to threat actors hoping to steal your identity. In this article, learn how to protect yourself and your personal information.

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Job Hunting for December Graduates

BLOG | CAREER

2 min read | November 13, 2025

In this article, we’ll discuss ways to prepare for your job search as a December graduate. Many people think the end of the year is a difficult time to look for a job, but you may have more opportunities than you think to land your dream role.

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College

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Thriving in Your First 90 Days on the Job

BLOG | CAREER

1 min read | September 4, 2025

The first 90 days at a new job are about learning, building trust and demonstrating your value. Focus on understanding expectations, connecting with colleagues, setting goals, and consistently seeking and applying feedback.

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Image for AI Is Changing Entry-Level Jobs: Here's How to Stay Ahead

AI Is Changing Entry-Level Jobs: Here's How to Stay Ahead

BLOG | CAREER

1 min read | August 26, 2025

AI is quickly changing the job market. Entry-level roles may be shrinking, but your creativity, curiosity and people skills still matter. Learn useful tools and grow your strengths to build a career that lasts.

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The Real Cost: Questions to Ask About College

BLOG | COLLEGE

2 min read | August 7, 2025

Comparing the costs of different colleges and universities is not black and white. There are many factors that go into calculating the final cost. Consider these questions to help you make the most informed decision.

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Budgeting

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Building Your Safety Net

BLOG |

3 min read | November 11, 2025

A little savings can go a long way. Discover realistic, fun ways to grow your emergency fund and learn which savings options can help your money work harder while giving you peace of mind.

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Tariffs and How They Impact Investing

BLOG | INVESTING

2 min read | November 4, 2025

Tariffs are important to consider when investing due to how they can impact the market. This article will explain the basics of tariffs and how they can affect your investment portfolio.

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Image for Wallet Watch: Your Brain on Money: How Mindset Shapes Financial Behaviors.

Wallet Watch: Your Brain on Money: How Mindset Shapes Financial Behaviors.

PODCAST | BUDGETING

30 min | October 29, 2025

Why do you save, spend or splurge the way you do? In our newest episode of Wallet Watch podcast host Jessica Rubio sits down with Dr. Quinetta Roberson to explore the powerful connection between your mindset and your money habits.

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Credit

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Credit: Risk and Your Reputation

BLOG | CREDIT

2 min read | October 23, 2025

Do you work to build a positive reputation at work and with your friends? Most of us want to be viewed as reliable and responsible because that tends to attract people and opportunities.

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Image for Which Side of the Hook are You on with Phishing?

Which Side of the Hook are You on with Phishing?

BLOG | FRAUD

1 min read | October 2, 2025

Fraud happens every day, and fraudsters are getting more and more creative with their tricks. It’s important we are familiar with different types of fraud and how to prevent them. 

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Credit Score vs. Credit Report

BLOG | CREDIT

3 min read | July 29, 2025

Credit can be confusing, and even overwhelming, when you really have no idea what it is all about.

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Oakland University Credit Union
www.OUCreditUnion.org

Oakland University Credit Union, OUCU, is a licensed trade name of Michigan State University Federal Credit Union. MSUFCU remains the legal entity behind both brands, MSUFCU and OUCU. Federally insured by NCUA. Equal Housing Lender.

If you are using a screen-reader or other auxiliary aid and are having problems using this website, please call 800-766-6828 for assistance. All products and services available on this website are available at MSUFCU full-service locations.

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