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Image for Saving vs. Investing: Where to Begin

Saving vs. Investing: Where to Begin

BLOG | INVESTING

2 min read | April 9, 2024

Distinguishing between saving and investing is a fundamental financial skill. Read on to learn how each plays a unique role in financial planning, offering insights into how to effectively balance the two for optimal financial health and growth.

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Recent Content

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Tips on Optimizing Credit Card Utilization

BLOG | CREDIT

2 min read | August 6, 2026

Credit card utilization can impact up to 30% of your credit score making it one of the most significant factors in the calculation, so it’s important to understand what it is and how to use it to increase your score.

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Image for Dollar-Cost Averaging: Make Your Dollar Work for You

Dollar-Cost Averaging: Make Your Dollar Work for You

BLOG | INVESTING

2 min read | August 4, 2026

Are you looking to invest but don’t want to put all your money in at once? Using the dollar-cost averaging investment method can lead to purchasing more shares while limiting the risk of a lump-sum investment. Learn more in our new article.

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Image for Protect Yourself After a Data Breach

Protect Yourself After a Data Breach

BLOG | CREDIT

2 min read | July 30, 2026

Data breaches can expose personal and financial information, but quick action can reduce the risk of fraud. Learn the steps to secure your accounts, monitor your credit, and protect your finances after a breach.

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Image for Wallet Watch: Know Your Strengths: Turning Natural Talent Into Career Leverage

Wallet Watch: Know Your Strengths: Turning Natural Talent Into Career Leverage

PODCAST | CAREER

36 min | July 29, 2026

Discover how understanding your strengths can transform communication, teamwork, leadership, and career growth. Gallup-certified coaches share how investing in natural talents can boost engagement, fulfillment, and overall success.

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Image for The KonMari Method: Learn How to Improve Your Finances

The KonMari Method: Learn How to Improve Your Finances

BLOG | BUDGETING

2 min read | July 28, 2026

The KonMari method was created to provide a step-by-step plan to live in a simplified and organized home while discarding items that don’t spark joy for you. Did you know you can use those same steps to improve your finances?

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Image for Impulse Spending Awareness Quiz

Impulse Spending Awareness Quiz

QUIZ | BUDGETING

We often act on urges we don’t fully understand. This quiz uncovers your impulse triggers, reveals how they affect your budget, and helps you take more control over spontaneous spending.

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College

Image for Top Holiday Side Hustles for College Students

Top Holiday Side Hustles for College Students

BLOG | COLLEGE

4 min read | December 25, 2025

Are you ready for the holidays but your savings account isn’t? Consider a part-time job or side gig to bring in some extra cash! There are plenty of ways to bring in some dough that do not require full-time commitments.

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Holiday Budgeting in College

BLOG | BUDGETING

2 min read | December 23, 2025

While the holidays may be the most wonderful time of the year for many, it can also be the most expensive. Budgeting in college during the holiday season can be its own special challenge. Read more to find tips to manage your spending during this time. 

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International Student Financial FAQs

BLOG | INTERNATIONAL STUDENTS

3 min read | December 4, 2025

Learn the answers to frequently asked questions (FAQs) for international students in our new article!

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See all College

Budgeting

Image for Dollar-Cost Averaging: Make Your Dollar Work for You

Dollar-Cost Averaging: Make Your Dollar Work for You

BLOG | INVESTING

2 min read | August 4, 2026

Are you looking to invest but don’t want to put all your money in at once? Using the dollar-cost averaging investment method can lead to purchasing more shares while limiting the risk of a lump-sum investment. Learn more in our new article.

Learn More

Image for The KonMari Method: Learn How to Improve Your Finances

The KonMari Method: Learn How to Improve Your Finances

BLOG | BUDGETING

2 min read | July 28, 2026

The KonMari method was created to provide a step-by-step plan to live in a simplified and organized home while discarding items that don’t spark joy for you. Did you know you can use those same steps to improve your finances?

Learn More

Image for Impulse Spending Awareness Quiz

Impulse Spending Awareness Quiz

QUIZ | BUDGETING

We often act on urges we don’t fully understand. This quiz uncovers your impulse triggers, reveals how they affect your budget, and helps you take more control over spontaneous spending.

Learn More

See all Budgeting

Credit

Image for Tips on Optimizing Credit Card Utilization

Tips on Optimizing Credit Card Utilization

BLOG | CREDIT

2 min read | August 6, 2026

Credit card utilization can impact up to 30% of your credit score making it one of the most significant factors in the calculation, so it’s important to understand what it is and how to use it to increase your score.

Learn More

Image for Protect Yourself After a Data Breach

Protect Yourself After a Data Breach

BLOG | CREDIT

2 min read | July 30, 2026

Data breaches can expose personal and financial information, but quick action can reduce the risk of fraud. Learn the steps to secure your accounts, monitor your credit, and protect your finances after a breach.

Learn More

Image for Credit Score Factors

Credit Score Factors

VIDEO | CREDIT

1 min | June 8, 2026

Do you know the biggest factor of what determines your credit score? Michigan State University's Britain Beshears breaks down a credit factor and how to manage your credit score effectively. Watch now to learn more!

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See all Credit

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Oakland University Credit Union
www.OUCreditUnion.org

Oakland University Credit Union, OUCU, is a licensed trade name of Michigan State University Federal Credit Union. MSUFCU remains the legal entity behind both brands, MSUFCU and OUCU. Federally insured by NCUA. Equal Housing Lender.

If you are using a screen-reader or other auxiliary aid and are having problems using this website, please call 800-766-6828 for assistance. All products and services available on this website are available at MSUFCU full-service locations.

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