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Image for Saving vs. Investing: Where to Begin

Saving vs. Investing: Where to Begin

BLOG | INVESTING

2 min read | April 9, 2024

Distinguishing between saving and investing is a fundamental financial skill. Read on to learn how each plays a unique role in financial planning, offering insights into how to effectively balance the two for optimal financial health and growth.

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Recent Content

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Comprehensive Consideration of a Career Change

BLOG | CAREER

4 min read | November 5, 2026

The choice to change your career can improve income and work-life balance, but planning ahead is key. This article discusses ways to compare income, benefits and employment costs as you transition within your career.

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Image for Think Before You Sign: The Real Cost of Co-signing

Think Before You Sign: The Real Cost of Co-signing

BLOG |

3 min read | November 3, 2026

Co-signing can help someone qualify for a loan, but your signature comes with financial responsibility. Learn what co-signing could mean for your credit and finances before you sign.

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Plan a Financial Wellness Day

BLOG | LIFESTYLE & TRAVEL

2 min read | October 29, 2026

The idea of taking a mental health day has become popular over the last few years. How about a financial wellness day? Many of us try to work on our financial to-do lists between classes, shifts at work, or in the evenings.

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Image for Wallet Watch: Your FYP is Spending Your Money

Wallet Watch: Your FYP is Spending Your Money

PODCAST |

36 min | October 28, 2026

Ever wonder if that purchase was really your idea? Explore how social media, influencers, and algorithms shape spending habits, and discover practical ways to pause, think critically, and make more intentional financial decisions every day.

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A Breakdown of Mutual Funds

BLOG | INVESTING

3 min read | October 27, 2026

Mutual funds can be a great way to diversify your investments while taking on generally minimal risks. This article will breakdown what a mutual fund is and the type of mutual funds available to invest in.

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Image for Who Are You Calling? Looking out for Customer Support Scams

Who Are You Calling? Looking out for Customer Support Scams

BLOG |

3 min read | October 22, 2026

You can't trust everything you see online, and that includes phone numbers and web search results. Read this article and learn how to avoid one of the most common types of fraud against consumers – customer support scams.

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College

Image for Why Does Financial Literacy Matter in College?

Why Does Financial Literacy Matter in College?

BLOG | COLLEGE

3 min read | October 8, 2026

Building a financial knowledge base can start with a few small steps. This article discusses the importance of starting early with financial literacy and how you can make decisions now.

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What Is Student Loan Interest?

BLOG | COLLEGE

2 min read | September 17, 2026

Understanding student loan interest can help you make smarter financial decisions. Read this article to discover how interest works, why it matters and what to know before accepting a student loan.

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Top Holiday Side Hustles for College Students

BLOG | COLLEGE

4 min read | December 25, 2025

Are you ready for the holidays but your savings account isn’t? Consider a part-time job or side gig to bring in some extra cash! There are plenty of ways to bring in some dough that do not require full-time commitments.

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Budgeting

Image for Plan a Financial Wellness Day

Plan a Financial Wellness Day

BLOG | LIFESTYLE & TRAVEL

2 min read | October 29, 2026

The idea of taking a mental health day has become popular over the last few years. How about a financial wellness day? Many of us try to work on our financial to-do lists between classes, shifts at work, or in the evenings.

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Travel More, Owe Less: Keeping Your Vacation Spending Under Control

BLOG | BUDGETING

2 min read | October 15, 2026

Unexpected expenses after a vacation can feel hard to avoid. Discover ways to budget for your travel plans, use credit responsibly, and create a payoff plan to save for future trips.

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Should You Tap Retirement Savings to Pay off Debt?

BLOG | CREDIT

3 min read | September 22, 2026

Using retirement savings to pay off debt can seem like a quick fix, but it comes with hidden costs. Here’s what to know about taxes, penalties, lost growth and better alternatives.

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Credit

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Should You Tap Retirement Savings to Pay off Debt?

BLOG | CREDIT

3 min read | September 22, 2026

Using retirement savings to pay off debt can seem like a quick fix, but it comes with hidden costs. Here’s what to know about taxes, penalties, lost growth and better alternatives.

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Avoiding Predatory Lending

BLOG | CREDIT

2 min read | August 27, 2026

Loans are everywhere and most people use them at some point or another, be it for a car, a house, or for everyday purchases. But where there’s money involved, there’s almost always fraud.

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Tips on Optimizing Credit Card Utilization

BLOG | CREDIT

2 min read | August 6, 2026

Credit card utilization can impact up to 30% of your credit score making it one of the most significant factors in the calculation, so it’s important to understand what it is and how to use it to increase your score.

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Oakland University Credit Union
www.OUCreditUnion.org

Oakland University Credit Union, OUCU, is a licensed trade name of Michigan State University Federal Credit Union. MSUFCU remains the legal entity behind both brands, MSUFCU and OUCU. Federally insured by NCUA. Equal Housing Lender.

If you are using a screen-reader or other auxiliary aid and are having problems using this website, please call 800-766-6828 for assistance. All products and services available on this website are available at MSUFCU full-service locations.

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