Financial 4.0 logo
EventsMarketplace
Sign In

Blogs

Image for Media Microtransactions: Budgeting for Small Media Purchases

Media Microtransactions: Budgeting for Small Media Purchases

BLOG | BUDGETING

2 min read | October 3, 2024

Video games and apps can be a fun escape, but the microtransactions associated with them can stealthily strain your budget. Learn how to track their costs, allocate funds wisely, and avoid impulse buying. Stay in control of your digital spending!

Learn More

Image for Why Is Budgeting Important?

Why Is Budgeting Important?

BLOG | BUDGETING

2 min read | October 1, 2024

Budgeting is a concept many are familiar with and have mixed feelings about. You may wonder why people talk about budgeting so often or why it's important. In our new article, we dive into reasons why budgeting is a valuable financial tool.

Learn More

Image for 5 Terms to Help You Swipe Smarter

5 Terms to Help You Swipe Smarter

BLOG | CREDIT

3 min read | September 26, 2024

Credit cards can get a bad reputation due to consumers not fully understanding how they work. In this article we will break down some terms to help you understand how to master your plastic!

Learn More

Image for What Happens After Being a Student-Athlete?

What Happens After Being a Student-Athlete?

BLOG | STUDENT ATHLETES

3 min read | September 24, 2024

Do you plan to pursue an athletic career after graduation, or will you take a different path? What are you doing now to prepare for that transition financially? Read on to learn about how to plan for what happens after being a student athlete.

Learn More

Image for Career Guide: Part-Time to Full-Time

Career Guide: Part-Time to Full-Time

BLOG | CAREER

2 min read | September 19, 2024

Navigating the transition from part-time to full-time employee can come with many new life decisions. Consider how your new job will affect your life both at work and at home. Read our latest article to learn how you can make the adjustment work for you.

Learn More

Image for Protecting Your Credit

Protecting Your Credit

BLOG | CREDIT

1 min read | September 17, 2024

A credit freeze is a tool that limits who has access to your credit report. It also makes it harder for new accounts or loans to be opened fraudulently. Read our new article to learn how to place a freeze on your credit report — and if it's right for you.

Learn More

Image for Should You Invest or Pay Off Student Loan Debt?

Should You Invest or Pay Off Student Loan Debt?

BLOG | INVESTING

2 min read | September 12, 2024

Deciding whether to invest or pay off student loans depends on your financial goals. High-interest debt should be prioritized, but investing early can leverage compound interest in your favor. Balancing both, while maintaining an emergency fund, is ideal.

Learn More

Image for Interviewing Potential Employers

Interviewing Potential Employers

BLOG | CAREER

2 min read | September 10, 2024

Knowing which questions to ask at the end of an interview may not come as easy as knowing which questions you’ll answer. This article will help new job seekers ask the questions they may want to ask a potential employer preparing for their first job.

Learn More

Image for Student Athletes and Financial Literacy

Student Athletes and Financial Literacy

BLOG | STUDENT ATHLETES

3 min read | September 5, 2024

With the opportunity for student-athletes to earn more from their name, image and likeness (NIL), it’s especially important to become financially adept. Read on to learn more about resources available to student-athletes.

Learn More

Image for Career Development, You Hold the Keys

Career Development, You Hold the Keys

BLOG | CAREER

2 min read | September 3, 2024

Career development helps people in the workforce discover the strengths and skillsets that set them apart from their peers, increases motivation and productivity, and creates the foundation for longevity and retention.

Learn More

Image for Student Loan Repayment: The SAVE Plan

Student Loan Repayment: The SAVE Plan

BLOG | COLLEGE

2 min read | August 27, 2024

In August 2023, the Department of Education announced its new Income-Driven Repayment (IDR) Plan, the Saving on a Valuable Education (SAVE) Plan. Read our latest blog post to see if this could apply to your student loans.

Learn More

Image for How to Choose an Advanced Degree Program

How to Choose an Advanced Degree Program

BLOG | COLLEGE

3 min read | August 22, 2024

After settling into a career, most people assume their time spent in a lecture hall is over. But if you're looking to level up in your career or move toward a different passion, you’ll need to choose a degree program that suits you.

Learn More

Image for Signs of Elder Abuse and Financial Exploitation

Signs of Elder Abuse and Financial Exploitation

BLOG | FRAUD

2 min read | August 20, 2024

You probably don’t expect someone you know to become a victim of financial exploitation or elder abuse, but there are key signs to look for to protect those you love. Read our latest blog post to get insight into how people swindle our elderly community.

Learn More

Image for Avoiding Scams in NIL Deals

Avoiding Scams in NIL Deals

BLOG | STUDENT ATHLETES

3 min read | August 15, 2024

Being offered an NIL deal can be exciting as a student-athlete. But do you know how to identify what is a legitimate offer and what is a scam? Learn how to stay informed so you can protect your public image and financial well-being.

Learn More

Image for Navigating Your First Retirement Plan

Navigating Your First Retirement Plan

BLOG | INVESTING

2 min read | August 13, 2024

When choosing your first retirement plan, focus on understanding the basics of retirement saving and what options best suit your goals. Beginning your savings journey in college can set you up for a more secure financial future.

Learn More

Image for Dollar-Cost Averaging: Make Your Dollar Work for You

Dollar-Cost Averaging: Make Your Dollar Work for You

BLOG | INVESTING

2 min read | August 8, 2024

Are you looking to invest but don’t want to put all your money in at once? Using the dollar-cost averaging investment method can lead to purchasing more shares while limiting the risk of a lump-sum investment. Learn more in our new article.

Learn More

Image for Traveling to the U.S. as an International Student

Traveling to the U.S. as an International Student

BLOG | INTERNATIONAL STUDENTS

2 min read | August 6, 2024

Traveling to a different country for your education can be stressful. It can be even more worrisome when you arrive and have fees or expenses you weren’t aware of. Read on to learn more about additional considerations for your time studying abroad.

Learn More

Image for Financial Literacy and How to Improve Yours

Financial Literacy and How to Improve Yours

BLOG | COLLEGE

2 min read | August 1, 2024

Financial literacy is an important aspect of financial wellness and this article will share not only the importance of perspective when getting started, but also how to find financial education resources.

Learn More

Image for Entrepreneurialism in Athletics

Entrepreneurialism in Athletics

BLOG | STUDENT ATHLETES

2 min read | July 30, 2024

The approval of NIL through marketing and promotional offers, student athletes are receiving more opportunities than ever and are no longer considered just "student-athletes.” They are being identified as entrepreneurs and brand ambassadors.

Learn More

Image for What is a 529 Plan?

What is a 529 Plan?

BLOG | INVESTING

2 min read | July 25, 2024

If you know that you or a loved one are going to pursue higher education, investing early in a 529 plan can ease the financial burden later in life. Not all plans are the same, this article focuses on what to look for in a 529 plan.

Learn More

Image for Guide to Your Vacation Budget

Guide to Your Vacation Budget

BLOG | BUDGETING

2 min read | July 23, 2024

Planning a vacation can be both exciting and stressful. Whether you’re traveling on a budget or not, it’s possible to save money and have a wonderful trip. Read more to get the scoop on budget-friendly travel.

Learn More

Image for Life After Sports and Your Finances

Life After Sports and Your Finances

BLOG | STUDENT ATHLETES

3 min read | July 18, 2024

Personal finances can be affected by the emotions that come with big life events like transitioning away from playing sports. Read on to learn more about financial wellness following an athletic career.

Learn More

Image for Navigating Financial Waves: Investing During Election Years

Navigating Financial Waves: Investing During Election Years

BLOG | INVESTING

2 min read | July 16, 2024

Election years can lead to uncertainty in the market but may also offer a chance to learn and grow as an investor. By understanding the potential impacts and maintaining a level-headed approach, you can navigate the election year with confidence.

Learn More

Image for How Long Does Old Debt Stay on Your Credit Report?

How Long Does Old Debt Stay on Your Credit Report?

BLOG | CREDIT

3 min read | July 11, 2024

Ever wonder how long a debt stays on your credit report? This article provides the timeframe a debt stays on your credit report for different types of debts that people commonly carry.

Learn More

23

...

20

Browse by Category

Image for Budgeting

Budgeting

Image for Career

Career

Image for College

College

Image for Credit

Credit

Image for Fraud

Fraud

Image for Investing

Investing

Image for Lifestyle & Travel

Lifestyle & Travel

Image for Student Athletes

Student Athletes

Image for International Students

International Students


Oakland University Credit Union
www.OUCreditUnion.org

Oakland University Credit Union, OUCU, is a licensed trade name of Michigan State University Federal Credit Union. MSUFCU remains the legal entity behind both brands, MSUFCU and OUCU. Federally insured by NCUA. Equal Housing Lender.

If you are using a screen-reader or other auxiliary aid and are having problems using this website, please call 800-766-6828 for assistance. All products and services available on this website are available at MSUFCU full-service locations.

LEARNBLOGSPODCASTSQUIZZESCALCULATORSEVENTSMARKETPLACEFAQABOUTCONTACT US
Download on the App StoreGet it on Google Play

Copyright © 2024 Reseda Group LLC, used under license.

Terms of Use
Privacy Policy
Disclaimer