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Welcome to Financial 4.0, brought to you by Oakland University Credit Union. A FREE resource that provides financial education, resources, and tools to help you achieve your goals and dream BIG. From blogs, podcasts, quizzes, and calculators, all created by certified financial educators, this is your hub for financial learning.

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Lifestyle Creep: What It Is and How to Avoid It

BLOG | COLLEGE

3 min read | April 18, 2024

Lifestyle creep can affect anyone who has had an increase of income through a pay raise, debt payoff, or an unexpected influx of funds. Understand what lifestyle creep is, how to recognize it, and how to avoid it with this article.

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Bankruptcy Considerations: Before You File

BLOG | CREDIT

3 min read | January 23, 2025

If you’re in a position where you feel as though you’ve exhausted all options and you're considering filing for bankruptcy, there are a few things you should know before moving forward. Let’s review some important facts to make an informed decision.

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The Best Time to Buy a Vehicle

BLOG | BUDGETING

2 min read | January 21, 2025

Have you ever wondered if there is an ideal time to buy a vehicle from a dealership? If so, our latest article is for you! Read on to find out more about when to make your next vehicle purchase to save the most money.

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Investing? Consider Doing It with Small Business

BLOG | INVESTING

3 min read | January 16, 2025

There are numerous ways to begin your investing journey, and choosing to invest in a small business is one of them. Learn the different ways anyone can start investing in small business as a means to diversify their portfolio.

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Fueling Performance on a Budget

BLOG | STUDENT ATHLETES

2 min read | January 14, 2025

Smart meal planning helps student-athletes balance performance and budgets. Learn tips to save on groceries, prep efficient meals and maintain nutrition for peak performance without overspending.

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Tips for Staying Motivated While Working Remotely

BLOG | CAREER

2 min read | January 9, 2025

 Do you struggle with staying motivated while working from home? If so, read on to learn some tips and tricks that can help you tackle any focus issues you encounter while working remotely.

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New Year, New Financial You: Top Tips for 2025

BLOG | BUDGETING

2 min read | January 7, 2025

Ready for a financially healthier new year? It’s a great time to set clear financial goals by assessing where you are now and where you see yourself by the end of the year. Follow the steps in this article for a more financially fit year ahead!

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