Welcome to Financial 4.0, brought to you by Oakland University Credit Union. A FREE resource that provides financial education, resources, and tools to help you achieve your goals and dream BIG. From blogs, podcasts, quizzes, and calculators, all created by certified financial educators, this is your hub for financial learning.
BLOG | COLLEGE
3 min read | April 18, 2024
Lifestyle creep can affect anyone who has had an increase of income through a pay raise, debt payoff, or an unexpected influx of funds. Understand what lifestyle creep is, how to recognize it, and how to avoid it with this article.
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BLOG | INVESTING
2 min read | September 12, 2024
Deciding whether to invest or pay off student loans depends on your financial goals. High-interest debt should be prioritized, but investing early can leverage compound interest in your favor. Balancing both, while maintaining an emergency fund, is ideal.
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BLOG | CAREER
2 min read | September 10, 2024
Knowing which questions to ask at the end of an interview may not come as easy as knowing which questions you’ll answer. This article will help new job seekers ask the questions they may want to ask a potential employer preparing for their first job.
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BLOG | STUDENT ATHLETES
3 min read | September 5, 2024
With the opportunity for student-athletes to earn more from their name, image and likeness (NIL), it’s especially important to become financially adept. Read on to learn more about resources available to student-athletes.
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BLOG | CAREER
2 min read | September 3, 2024
Career development helps people in the workforce discover the strengths and skillsets that set them apart from their peers, increases motivation and productivity, and creates the foundation for longevity and retention.
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BLOG | COLLEGE
2 min read | August 27, 2024
In August 2023, the Department of Education announced its new Income-Driven Repayment (IDR) Plan, the Saving on a Valuable Education (SAVE) Plan. Read our latest blog post to see if this could apply to your student loans.
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BLOG | COLLEGE
3 min read | August 22, 2024
After settling into a career, most people assume their time spent in a lecture hall is over. But if you're looking to level up in your career or move toward a different passion, you’ll need to choose a degree program that suits you.
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Will you owe taxes? Are you responsible for paying a self-employment tax for income earned from your NIL deal? Look over any contracts or agreements you’ve signed and seek help from a tax professional if needed.
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