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Welcome to Financial 4.0, brought to you by Oakland University Credit Union. A FREE resource that provides financial education, resources, and tools to help you achieve your goals and dream BIG. From blogs, podcasts, quizzes, and calculators, all created by certified financial educators, this is your hub for financial learning.

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Deepfakes: When Seeing Isn’t Believing

BLOG | FRAUD

2 min read | September 9, 2025

Deepfakes are realistic audio, video and images created using artificial intelligence, and they have emerged as a powerful tool for fraudsters. Read our latest blog to learn how to spot signs of a deepfake before it does real financial damage.

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Start Investing with Just $5

Are you interested in how you can begin your investing journey with as little as $5? Read on to learn about the benefits of micro-investing and how you could incorporate it into your financial plan.

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Affordating: Dating on a Budget

BLOG | LIFESTYLE & TRAVEL

2 min read | February 3, 2026

Affordating is the new way to describe dating but on a budget. This article explores ways to spend meaningful time with others that avoids overspending.

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Financial Self-Care Quiz

QUIZ |

Just like personal self-care, financial self-care is equally as important to help reflect on different money emotions, financial practices, and future goals! Take this quiz to learn how to incorporate financial wellness into your everyday life.

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Budget Plan 50-30-20 Will it Work for You?

BLOG | BUDGETING

1 min read | January 27, 2026

Budgets can feel a little overwhelming starting out, but as consumers, one thing we should have full control over is our money. Let’s break down the 50-30-20 budgeting plan and see if it will work for you.

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Investment Strategies 101 Quiz

QUIZ | INVESTING

Test your knowledge of beginner-friendly investment strategies and see how ready you are to start growing your money.

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Is That QR Code Safe to Scan?

BLOG | FRAUD

1 min read | January 22, 2026

While QR codes have been around for decades, the pandemic increased their popularity to limit touch points and be quickly redirected to information. Although these “quick response” codes are convenient, they’ve been a target of fraudsters.

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Wallet Watch: Financial Wellness: More Than Just Numbers

PODCAST | LIFESTYLE & TRAVEL

23 min | January 21, 2026

Financial wellness isn’t only about numbers, it’s about peace of mind. Learn what financial wellness means, including the sleep at night factor, why avoidance and comparison culture are so common, and how grace can help you move forward with confidence.

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Add a dating category to your budget.

Limiting yourself to a specific amount of money when dating helps you stay within your budget.

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