Financial 4.0 logo
EventsMarketplaceAsk An Educator
Sign In
BUDGETING

20+ Hobby Ideas That Won’t Break Your Budget

Written by: Brooke (she/her)

2 min read | Published: February 12, 2026

A person sitting next to a window crocheting with red yarn.

A hobby can be any activity that you do for fun, relaxation or to connect with like-minded people. It’s what you do to fill your free time outside of your responsibilities like work or school. There are a wide variety of hobbies that are inexpensive or can be altered to fit into your financial plan. Here are more than 20 hobby ideas to try covering outdoor activities, creative arts, relaxation and community building.

Outdoor activities

Build up your immune system and enjoy some fresh air while trying the following:

Creative arts

Let the right hemisphere of your brain jump into the action by trying:

Relaxation

Work on reducing stress by:

Community building

Give back and engage with those around you by:

How much should I spend on my hobbies?

One of the biggest points I want to highlight is that it's possible to make almost any hobby expensive. Finding the best hobby is as much about doing something you enjoy as it is about choosing a budget for the activity that makes sense for you. Take photography, for example. You can either invest in a fancy camera and high-definition lenses that could cost thousands of dollars, or you could use your phone's camera and find free editing tutorials for no additional cost. Something I see often is people spending large sums of money on new hobbies upfront only to lose interest a few months later. My advice would be to start with the cheapest option if you are testing out a new hobby. You can always re-evaluate your interests and budget later!

Remember that sticking to your budget doesn’t have to be boring. You can still have fun and explore your interests and passions while staying on track with your financial goals!

Sources:

https://www.everydaycheapskate.com/frugal-hobbies-on-a-budget/

https://www.scienceofpeople.com/social-hobbies/

Was this helpful?

Browse Related

Image for Setting Financial Boundaries

Setting Financial Boundaries

VIDEO | LIFESTYLE & TRAVEL

1 min | April 21, 2025

Boundaries are important in personal finances to allow you to best utilize your money. Watch now to learn about how to set your own personal boundaries in finance, things to consider, and how to approach boundaries with others.

Learn More

Image for What is Credit?

What is Credit?

VIDEO | CREDIT

5 min | January 27, 2025

Credit is essential for getting loans, renting an apartment, or getting a job. Watch now to learn about the differences between a credit report and a credit score, different factors that make up your credit score, and tips to create healthy credit habits.

Learn More

Image for Building Your Best Budget

Building Your Best Budget

VIDEO | BUDGETING

7 min | November 18, 2024

Are you looking to build a budget but don't know where to start? In this video, we discuss different spending styles, money management skills, and creating a budget designed to improve your financial well-being. Watch now to build your best budget!

Learn More

Browse by Category

Image for Budgeting

Budgeting

Image for Career

Career

Image for College

College

Image for Credit

Credit

Image for Fraud

Fraud

Image for Investing

Investing

Image for Lifestyle & Travel

Lifestyle & Travel

Image for Student Athletes

Student Athletes

Image for International Students

International Students


Oakland University Credit Union
www.OUCreditUnion.org

Oakland University Credit Union, OUCU, is a licensed trade name of Michigan State University Federal Credit Union. MSUFCU remains the legal entity behind both brands, MSUFCU and OUCU. Federally insured by NCUA. Equal Housing Lender.

If you are using a screen-reader or other auxiliary aid and are having problems using this website, please call 800-766-6828 for assistance. All products and services available on this website are available at MSUFCU full-service locations.

LEARNBLOGSPODCASTSQUIZZESCALCULATORSVIDEOSEVENTSMARKETPLACEASK AN EDUCATORFAQABOUTCONTACT US
Download on the App StoreGet it on Google Play

Copyright © 2026 Reseda Group LLC, used under license.

Terms of Use
Privacy Policy
Disclaimer