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Welcome to Financial 4.0, brought to you by Oakland University Credit Union. A FREE resource that provides financial education, resources, and tools to help you achieve your goals and dream BIG. From blogs, podcasts, quizzes, and calculators, all created by certified financial educators, this is your hub for financial learning.

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Dollar-Cost Averaging: Make Your Dollar Work for You

BLOG | INVESTING

2 min read | August 8, 2024

Are you looking to invest but don’t want to put all your money in at once? Using the dollar-cost averaging investment method can lead to purchasing more shares while limiting the risk of a lump-sum investment. Learn more in our new article.

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Beyond the Keys: Future-Proofing Your First Home

BLOG | LIFESTYLE & TRAVEL

3 min read | December 2, 2025

In the homebuying process, it’s easy to make decisions based on your current needs without considering the future. This article explains how to consider both your current and future self as a homeowner.

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Start Investing with Just $5

BLOG | INVESTING

2 min read | December 2, 2025

Are you interested in how you can begin your investing journey with as little as $5? Read on to learn about the benefits of micro-investing and how you could incorporate it into your financial plan.

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Have Yourself a Swindle-free Season

BLOG | FRAUD

3 min read | November 27, 2025

Fraudsters are out in full force every holiday season. To better protect yourself, learn about the latest scams impacting shoppers and our tips for combating them.

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The History of Credit in the United States

BLOG | CREDIT

3 min read | November 25, 2025

Today, credit is a common and foundational part of financial wellness, but that was not always the case. This article will share a brief history of credit in the United States and how it became such an important part of our financial industry.

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Securing Your Social Security Number

QUIZ | FRAUD

Your Social Security number is one of the most important pieces of personal information you have. Take this quiz to test your knowledge about Social Security numbers and the history behind them.

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Reducing Holiday Travel Stress

BLOG | LIFESTYLE & TRAVEL

2 min read | November 20, 2025

To avoid anxiety around holiday travel, read our latest articles for tips and tricks to prepare ahead of time, take care of yourself, and streamline your space before leaving for your trip.

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Invest in fractional shares to begin your investing journey with as little as $5.

Investing is not only for the wealthy. Fractional shares allow you to enter the market without paying the full price of expensive stocks.

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