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Welcome to Financial 4.0, brought to you by Oakland University Credit Union. A FREE resource that provides financial education, resources, and tools to help you achieve your goals and dream BIG. From blogs, podcasts, quizzes, and calculators, all created by certified financial educators, this is your hub for financial learning.

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Dollar-Cost Averaging: Make Your Dollar Work for You

BLOG | INVESTING

2 min read | August 8, 2024

Are you looking to invest but don’t want to put all your money in at once? Using the dollar-cost averaging investment method can lead to purchasing more shares while limiting the risk of a lump-sum investment. Learn more in our new article.

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Recent Content

Image for Wallet Watch: Financial Trauma and Family Influence What You Did (or Didn’t) Learn about Money.

Wallet Watch: Financial Trauma and Family Influence What You Did (or Didn’t) Learn about Money.

PODCAST |

27 min | November 19, 2025

Our relationship with money is personal and often reflects the stories or beliefs we grew up with. In this episode we explore how experiences, family dynamics, cultural influences, and trauma shape our financial beliefs and behaviors.

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Friend, Follower or Fraudster?

BLOG | FRAUD

2 min read | November 18, 2025

Social media is great for staying connected, but oversharing can expose your personal information to threat actors hoping to steal your identity. In this article, learn how to protect yourself and your personal information.

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Job Hunting for December Graduates

BLOG | CAREER

2 min read | November 13, 2025

In this article, we’ll discuss ways to prepare for your job search as a December graduate. Many people think the end of the year is a difficult time to look for a job, but you may have more opportunities than you think to land your dream role.

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Building Your Safety Net

BLOG |

3 min read | November 11, 2025

A little savings can go a long way. Discover realistic, fun ways to grow your emergency fund and learn which savings options can help your money work harder while giving you peace of mind.

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Tariffs and How They Impact Investing

BLOG | INVESTING

2 min read | November 4, 2025

Tariffs are important to consider when investing due to how they can impact the market. This article will explain the basics of tariffs and how they can affect your investment portfolio.

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Bullet Journaling for Success

BLOG | CAREER

3 min read | October 30, 2025

A bullet journal can be as simple or complex and creative as you want to make it. That’s the beauty behind the system. Bullet journals use mindfulness to help you live and plan more intentionally and ultimately end up being more productive.

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