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Welcome to Financial 4.0, brought to you by Oakland University Credit Union. A FREE resource that provides financial education, resources, and tools to help you achieve your goals and dream BIG. From blogs, podcasts, quizzes, and calculators, all created by certified financial educators, this is your hub for financial learning.

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Lifestyle Creep: What It Is and How to Avoid It

BLOG | COLLEGE

3 min read | April 18, 2024

Lifestyle creep can affect anyone who has had an increase of income through a pay raise, debt payoff, or an unexpected influx of funds. Understand what lifestyle creep is, how to recognize it, and how to avoid it with this article.

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8 Investment Strategies for Beginners

BLOG | INVESTING

2 min read | May 27, 2025

Are you considering investing? If you don’t know where to start, check out our latest article to learn about different ways to strategize your investing to get the most out of your money!

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Image for The Dark Web Economy: How Stolen Financial Data Fuels Fraud

The Dark Web Economy: How Stolen Financial Data Fuels Fraud

BLOG | FRAUD

3 min read | May 22, 2025

Stolen financial information is actively bought and sold on the dark web. Learn how your data gets there, how it’s used and what steps you can take to protect your finances.

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Stock Splits

BLOG | INVESTING

1 min read | May 20, 2025

A stock split is a decision by a company’s board to increase the number of outstanding shares. This may be a way for a small investor to get involved, find out how!

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Plan a Financial Wellness Day

VIDEO | BUDGETING

1 min | May 19, 2025

Are you looking to get your finances in order? Planning a financial wellness day can help you prioritize your finances and review your financial habits. Watch now to learn more about how to set up a plan for success through a financial wellness day.

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Adventure Awaits: Adding a Vacation to Your Budget

BLOG | BUDGETING

3 min read | May 15, 2025

Are you unsure of how to afford a vacation? If so, check out our latest article for budget-friendly tips and start planning your next getaway.

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Image for Wallet Watch: Scam Proof Strengthening Your Financial Security

Wallet Watch: Scam Proof Strengthening Your Financial Security

PODCAST | FRAUD

21 min | May 14, 2025

Fraud is evolving in 2024 consumers reported losing 12.5 billion dollars in romance scams alone. We discuss ways you can spot romance scams, share ways to stay vigilant and protected and why you should pause before scanning any QR codes. Tune in now!

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Always read the fine print.

Predatory lenders often prey on people who are desperate for quick cash, making it important for you to understand exactly what you’re signing up for when you hear that a lender approves everyone regardless of credit!

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