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Welcome to Financial 4.0, brought to you by Oakland University Credit Union. A FREE resource that provides financial education, resources, and tools to help you achieve your goals and dream BIG. From blogs, podcasts, quizzes, and calculators, all created by certified financial educators, this is your hub for financial learning.

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Lifestyle Creep: What It Is and How to Avoid It

BLOG | COLLEGE

3 min read | April 18, 2024

Lifestyle creep can affect anyone who has had an increase of income through a pay raise, debt payoff, or an unexpected influx of funds. Understand what lifestyle creep is, how to recognize it, and how to avoid it with this article.

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Enjoying the Holiday Season in the U.S. as an International Student

BLOG | INTERNATIONAL STUDENTS

3 min read | November 19, 2024

Are you an international student planning to stay in the United States over the holidays this year? If so, read our latest article for four tips to make the most of your time stateside during the holiday season.

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Building Your Best Budget

VIDEO | BUDGETING

7 min | November 18, 2024

Are you looking to build a budget but don't know where to start? In this video, we discuss different spending styles, money management skills, and creating a budget designed to improve your financial well-being. Watch now to build your best budget!

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Avoiding Student Loan Forgiveness Scams

BLOG | FRAUD

2 min read | November 14, 2024

Student loans can lead to a major weight on your finances. Student loan forgiveness might be the right avenue for you to get some relief but be careful of fraudsters attempting to steal your personal information.

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Mentor Magic: Elevate Your College Experience with Expert Guidance

BLOG | COLLEGE

2 min read | November 12, 2024

Finding a mentor in college can enhance your academic and personal growth. Mentors provide professional guidance and emotional support and can help you develop valuable skills. Discuss career goals, skill development, and personal growth with them.

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The Case for Carrying Cash

BLOG | BUDGETING

2 min read | November 7, 2024

In today’s fast-paced world it’s easy to see why digital payments have become standard. However, it’s important to recognize that carrying and using cash has a place for the modern consumer, so let this article show you why.

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Dream BIG with Giving Back

PODCAST | COLLEGE

15 min | November 6, 2024

Jessica, sits down with Danielle Coveart, Market Manager for our Grand Rapids and Traverse City regions for MSUFCU. They discuss how a core value like giving back plays a major role in the impact MSUFCU is making in the communities we serve.

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Unlock your potential and soar to new heights.

Finding a mentor in college can transform your journey. Gain professional guidance, emotional support and essential skills while building this impactful relationship.

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